Buying a home
Understand your borrowing position, deposit requirements and suitable loan options before making your next move.
Explore buying a home
Based on Collins Street · Serving Melbourne
Mortgage Broker Melbourne
Buying, refinancing or investing in Melbourne? Speak directly with Chris Berry and compare suitable home loans from more than 40 lenders. Get personal guidance by phone or video, wherever you are in Melbourne.
Prefer to choose a time? Book a free appointment by phone or video.
4.9 from 52 Google reviews18+years of expertise
40+lenders on the panel
Personalphone or video appointments
Local knowledge, broader choice
A Melbourne broker, wherever you call home.
From a first home in the suburbs to an investment property or a refinance, your next step starts with understanding your options. Work directly with Chris to discuss your plans, compare suitable lenders and get help through to settlement.
Chris begins by understanding your income, commitments, deposit, property plans and priorities. He can then compare suitable options across a broad lender panel and explain the differences in plain English—including rates, fees, features and lender requirements.
Find A Better Rate is located on Collins Street in Melbourne CBD, but you do not need to travel into the city to get help. Phone and video appointments make it easy to discuss your plans wherever you are.
How we can help
Mortgage guidance for your next property decision.
Refinancing
Review your current home loan, compare alternatives and assess whether switching could improve your position.
Explore refinancingProperty investment
Explore lending structures and lender options that align with your property investment plans.
Explore property investmentMelbourne CBD office
Level 14
330 Collins Street
Melbourne VIC 3000
Phone and video appointments are available. For an in-person meeting at Collins Street, contact Chris first to confirm availability and arrange a time before travelling.
Choose an appointment timeWhat to expect
A clear process built around your circumstances.
Discuss your plans
Talk through what you want to achieve, your timeframe and the information already available.
Understand your position
Review borrowing capacity, deposit, costs, commitments and lender considerations.
Compare suitable options
See relevant lending choices explained by cost, features, policy and fit.
Move forward with support
Receive help with the application, documentation, lender communication and settlement.
A clear explanation of fees before you proceed.
Your initial appointment with Chris is free. Many residential mortgage brokers receive lender commissions; arrangements can vary. Chris will explain applicable remuneration and any client fee before you proceed.
Broker remuneration is separate from lender fees and the costs of buying or refinancing. Compare the overall cost, loan features and suitability for your plans, rather than the advertised interest rate alone.
ASIC’s Moneysmart guide to working with a mortgage brokerClient experiences
Trusted by home buyers and homeowners.
4.9from 52 Google reviews
“Thanks Chris for a good experience and also for saving me lots of money.”
Jenna Seymour
Google review
“Thank you SO much for everything, couldn't be happier with the outcome :)”
Erica Dowlzak
Google review
“Would highly recommend his services.”
Pieter Molenaar
Google review
Common questions
Mortgage broker Melbourne FAQs
Do I need to visit your Melbourne CBD office?
No. You can meet with Chris by phone or video, and appointments can be arranged around your schedule. If you would prefer to meet at Collins Street, contact Chris first to confirm availability and arrange a time.
Can you help me buy or refinance in the suburbs?
Yes. Chris helps buyers and homeowners across Melbourne, including the northern, eastern, western and south-eastern suburbs. Discuss your purchase, refinance or investment by phone or video without travelling into the city.
Can I work in the CBD but buy elsewhere?
Yes. You can work with Chris from the city while buying a home or investment elsewhere in Melbourne or Australia. Phone and video appointments let you discuss your plans without travelling to the office.
What should I prepare for our first conversation?
Start with your goal, timeframe, approximate income, existing debts and deposit or equity. If you have found a property, have the listing and floor plan ready. Chris can explain which documents are needed next; you do not need to upload financial documents in the enquiry form.
Which areas do you service?
Find A Better Rate is based in Melbourne CBD and assists clients throughout Melbourne, Victoria and across Australia.
How much does it cost to speak with Chris?
Your initial appointment is free. Chris will explain the applicable broker remuneration and any client fee before you proceed. Lender fees and property purchase or refinancing costs are separate and should be included in your budget.
How many lenders can you compare?
Chris has access to a panel of more than 40 lenders. The options considered will depend on your circumstances, objectives and eligibility.
Can you help first home buyers in Melbourne?
Yes. Chris can explain borrowing capacity, deposit requirements, purchase costs, lender policies and first-home-buyer support that may be relevant to your situation.
Ready to discuss your home loan?
Start with a free initial appointment. Ask Chris about your next move and the options that may suit you.
Request a callback