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Home loan calculator

Borrowing Capacity Calculator

Estimate how much you may be able to borrow for a home in Australia based on your income, expenses, commitments and loan settings.

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Understand your home loan borrowing power

The estimate depends on your inputs and the calculator assumptions. Lenders may assess income, debts and expenses differently. Read our borrowing power guide for examples and preparation steps, then book a personalised review before relying on a purchase budget.