Prepare before applying
Organise income, savings, expenses and debt information so lender options can be compared on a consistent basis.
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First home buyer support
First home buyer mortgage broker in Melbourne
Buying your first home involves more than finding a competitive rate. Chris Berry helps you understand your deposit, purchasing costs, borrowing position and suitable lender pathways before you commit to a property.
Your options
Build a plan around the way you actually want to live
Your maximum lending estimate is only one number. A useful first-home plan also considers future repayments, financial buffers, property goals and the loan features you may need.
Compare suitable lenders
Review lender policy, rates, fees and features across more than 40 lenders—not only the advertised headline rate.
Stay coordinated
Keep pre-approval, property checks, contract conditions and finance deadlines aligned as the purchase progresses.
How it works
A straightforward path to your next decision.
- 01
Discuss your goals, savings, income, expenses and preferred repayment range.
- 02
Review your likely buying position, assistance and suitable lender pathways.
- 03
Prepare for pre-approval and move through the purchase with clear next steps.
Common questions
What borrowers often ask
When should a first home buyer speak with a mortgage broker?
Speaking early can help you understand your likely budget, deposit position, purchasing costs and preparation steps before you become committed to a property.
How much does a mortgage broker cost a first home buyer?
Many residential mortgage brokers are paid commission by the lender, but fees and arrangements can vary. Chris will explain applicable remuneration and any client fee before you proceed.
Can a broker help with government first home buyer schemes?
A broker can help identify lending pathways and participating lenders that may be relevant. Eligibility is determined under the applicable program and lender rules.
Does using a broker guarantee approval?
No. Every lender assesses the application under its credit criteria. A broker can help prepare, compare and present the application, but cannot guarantee a lender decision.
Ready when you are
Let’s find your better rate.
Book a free 30-minute appointment with a mortgage broker to clarify your next step.