Insights
Clear, practical articles to help Australians make smarter property and finance choices.
26 August 2026
First home buyer guide How Banks Calculate First Home Buyer Borrowing Power in Australia If your estimated borrowing power is lower than the mortgage repayment you think you can afford, you are not necessarily doing your budget wrong. You and the bank are answering different questions.Your personal budget asks: “Can I make this repayment at…
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13 November 2025
To save or to pay down your home loan, that is the question. Ok, so it’s not Shakespearean levels of contemplation – but it’s still a big decision facing many Australian families right now. Let’s take a look at what the majority of home owners are leaning toward. A growing number of home owners have…
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6 November 2025
Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans. Aussie home values are sprinting into summer, with property price growth hitting the fastest pace in over two years in October. The price hikes…
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30 October 2025
Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on. Life may imitate art, but reality TV doesn’t always reflect reality. …
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23 October 2025
If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars. When you’re house hunting, it’s…
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17 October 2025
When you’re planning to buy a property, one of the most important early questions is: How much deposit do I need? While there isn’t a one-size-fits-all answer, the key factors are fairly consistent across lenders. Below is a guide to help you understand deposit requirements, how to avoid extra costs, and practical strategies to save.…
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17 October 2025
What’s Involved in Applying for a Home Loan in Australia Getting a mortgage is a big step. Knowing exactly what’s involved in applying for a home loan helps you move more confidently and avoid unpleasant surprises. Below is a clear, step-by-step guide to what to expect in the application process, with tips to boost your…
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16 October 2025
They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break. Saving a…
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9 October 2025
The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan. It looks like the rate cut party may have come to an end – for 2025 at…
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2 October 2025
Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal. While Keith and Nicole are likely to have a…
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25 September 2025
Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more. A string of rate cuts this year has helped drive a sizeable uptick in the number of Australians refinancing…
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18 September 2025
The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there. A quick visit to the supermarket shows that shelves are already stocked with festive fare…
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11 September 2025
If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now. Saving up a deposit…
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4 September 2025
Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring. The combination of warmer weather, blooming gardens and the chance for buyers to be settled in their new home by Christmas makes…
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28 August 2025
The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans. The Home Guarantee Scheme (HGS) allows first home buyers to buy with just a 5% deposit…
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