A Bit About Me — But More Importantly, How I Help You
Hi, I’m Chris Berry, founder of Find A Better Rate Home Loans and your dedicated mortgage specialist.
For the past 18 years, I’ve helped first home buyers, refinancers, investors and self-employed Australians secure finance that actually fits their life — not just their application.
I believe the lending process shouldn’t feel confusing, intimidating, or rushed.
It should feel clear, personalised, structured and supported — start to finish.
That is exactly the experience I deliver.
Why Clients Work With Me
Whether you’re buying your first apartment, refinancing to lower repayments, or building a property portfolio, I don’t just find you a loan — I find the loan that helps you achieve your goals faster.
Here’s what sets my process apart:
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18 years lending expertise — I’ve seen multiple markets, rate cycles and lending criteria shifts
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Over 1,000 successful loans settled — no guesswork, no shortcuts, no overwhelm
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Access to 40+ Australian lenders including major banks, specialist lenders and boutique funders
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Personalised support from the very first chat to settlement day — you’re never left wondering where things are at
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Specialist in complex and self-employed lending — if it’s not “straightforward,” you’re in the right place
What Clients Say
“Chris has an incredible wealth of knowledge, highly competent and very experienced broker. He is super generous with his time and knowledge with any questions, very approachable with phone call away and he genuinely wants to help, would go above and beyond to work out the best outcome together. His guidance and advice have made my decision-making throughout this process so much easier.
I’ve built strong trust with Chris over a year ago, during this period my buyers agent recommend me another broker, after a couple of interactions, I decided to come back to Chris.
I would highly recommend Chris and he will always be my first preference as my broker!
Huge thank you Chris for all your valuable time and help. I truly appreciate it all! 🙏🏻.”
— Selina Xu
“Chris is an amazing mortgage broker. He is equipped to manage the most complex of scenarios, and worked with us through different options to find us the one that would work best for our situation and get us finance. He is also lovely to deal with and very responsive. I would highly recommend Chris and his company.”
— Denis Pulis
“Chris provided my partner and I outstanding service throughout our journey buying our first home, truely going above and beyond what I expected. From our first phone call he took lots of time to answer all our questions and explain everything to us. We had endless questions and calls through the viewing, offering/auction, and settlement process and Chris always gave us time and was incredibly helpful. Most importantly he was able to help us secure the best mortgage for our needs. I can’t recommend Chris highly enough. We will definitely use his services again when we next need.”
— Declan Falls and Paris Hay
4.9 star rating from clients who value honesty, clarity and premium service.
Who I Work With
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First home buyers needing guidance with grants, stamp duty & deposit structuring
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Refinancers wanting smarter repayment solutions or better rates
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Property investors scaling portfolios or unlocking equity
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Self-employed borrowers seeking specialist policy understanding
Whether you’re feeling excited, nervous or completely unsure where to start — I meet you exactly where you are.
My Approach (You’ll Notice the Difference)
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I listen first, recommend second
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You get clear loan comparisons without jargon
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I negotiate directly with banks on your behalf
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You receive updates at all major milestones
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Your goals shape the strategy — not lender policy
My Approach (You’ll Notice the Difference)
-
I listen first, recommend second
-
You get clear loan comparisons without jargon
-
I negotiate directly with banks on your behalf
-
You receive updates at all major milestones
-
Your goals shape the strategy — not lender policy
Book a Consultation
Prefer to lock in a time straight away?
Book a call directly in my calendar
(Zoom, phone or face-to-face)
Our Reviews
We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.
Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Find A Better Rate Home Loans.
Frequently Asked Questions
Get in Touch
98% Approval Rate
18 Years Experience
18 Years Experience
98% Approval Rate
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Happy New Year! Let’s discuss some potential 2026 goals
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