Finance Focus » Why debt consolidation could help you get over your Christmas spending hangover

Have you just found yourself in Santa’s ‘naughty’ list because of your silly holiday spending? The good news is that I can help you get your finances back on track! Mortgage brokers don’t just organise mortgages, we also provide the right finance solutions for your individual needs and circu...

Finance Focus » Your Essential Property Research Checklist

This first step is as easy as picking up the phone and making an appointment with us! As your mortgage broker, we’ll help you determine your borrowing power and give you a clear understanding of how much you can realistically afford to spend on your new property. In this process, we’ll get to kn...

Finance Focus » New year – new goals. What are your new year property resolutions?

This could be the year to buy your first home! Isn’t that exciting? Home values have increased over the last decade while mortgage rates drop, so now could be the right time to consider taking out a home loan. Get in touch with us soon, so we can help you get on the property ladder for the first t...

Finance Focus » How to drive a hard bargain at the End of Year car sales

There’s no better time to look for a great car deal than in December. For car buyers, EOY sales offer the biggest discounts, as dealerships hustle to reach targets before the year ends. December is also a holiday shopping season where dealers continuously lower their prices to compete for buyers. ...

Finance Focus » Looking for an investment apartment? Tips for finding the right one

An apartment is usually far cheaper than a traditional house. This is because the cost of buying a house includes the land value, and therefore has a higher entry price than a small apartment. And then there are the ongoing costs, which will be different for a house and an apartment. With an investm...

Finance Focus » 4 traps to look out for as a first home buyer

Your family and friends are often the first people you turn to for advice. Keep in mind that buying a home is a big decision and if your family aren’t buying houses every other day, they may not be experts. In fact, if they are like most baby boomers, they may have purchased their house many years...

Finance Focus » Is your credit report healthy? Find out how changes to credit reporting affect you

Credit providers like banks, utility companies and telecommunications carriers provide details about your credit habits to credit reporting bodies. These agencies use this information to compile your credit report.

Finance Focus » Tips for choosing the right investment property location

Before you start shopping for your investment property, it’s important to understand how much a bank is likely to lend you for the purchase. Having a clear understanding of your borrowing capacity will help you to narrow down your suburb search.

Finance Focus » Understanding the cash rate cuts

The cash rate is the interest rate on overnight loans provided to banks. Banks lend each other funds on an overnight basis to meet their daily cash needs and the cash rate is the interest rate they pay.

Finance Focus » Why use a mortgage broker to refinance?

The mortgage industry has gone through a great deal of change over the years. With so many lenders and varying policies, it is complex and can be overwhelming, which is why you need a professional on your side. A mortgage broker is a trained finance specialist. We understand the system and know whic...